Find Out Where You Are Spending Your Money, with Free Printable

Y’all! We paid off Hubby’s student loan this week! We now have ZERO student loan debt. It is glorious, we are free! Hallelujah!

But, getting financially fit is hard work. Especially when you have no idea where your money seems to be going. If you find yourself wondering where it all went by the end of the month, you might need to track it for a little bit and fine out.

Savings money and paying off debt are great in theory, but if you don’t seem to have enough money left at the end of the month, how can you do it? For some people the struggle is so real that they simply can not afford to save or pay off debt, but for a lot of us, we just aren’t being as responsible with it as we could be. (I said us, y’all. I am guilty too.)

For most of us, if we really, really wanted to, we could find it in our budgets to save or pay off our debt early. You just have to have the “want to”. And, you  have to know how/where to find the money to do it.


You probably have enough money, you are just wasting it on other things.

What things? I’m so glad you asked. Let me tell ya how you can find out.

If you keep your receipts for one month and add up all of your spending in different categories, you will really get a clear picture of what your family is doing with your money. But, be prepared to be surprised. You may not realize you are spending quite so much on eating out, or at the department store.
I have compiled a list for you of all the major spending categories and even put it on a cute little chevron background for ya. All you have to do is track it, add it up and write it down.

Download Free Printable Here!

It may be a whole lot less work than you think, too. If you do all your spending with credit or debit card -as most of us do- you can probably go on-line to your bank account and see a breakdown of your spending categories there. If not, just print your statement out and add the amounts up.

If you are a cash user, you will have to hold on to your receipts so you can add the amounts up. It’s worth it though!

Once you track your spending all month, you will have a better view of where you are wasting money, over spending, or being irresponsible. Sometimes we just need to be made aware of our spending. Once you know where it’s going, you can make a conscious decision to improve in certain areas, therefor saving you money and getting you closer to your financial goals!

Even the most frugal, financially fit of us can benefit from this. I do this every so often just to make myself see what I’m doing with our money. Sometimes I just need to reign myself in and this does it for me every time.

What do you think? Are you willing to take an honest look at where your money is going? Share your thoughts int he comments below.

XOX, Gabrielle

P.s. If you liked this one, you will love these…

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I am linked up with these great parties
: Wine’d Down Wednesday, Your Whims Wednesday, Thrifty Thursday I Choose Joy, Titus 2 Tuesday, Saturday SparksFaith Filled Friday, Pieced Pastimes, A Round Tuit, Inspiration Monday, Mom to Mom Mondays, Meet Up Monday,

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XOXO, Gabrielle


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