Of course, if your financial struggle is really, really real at the moment, you may not be able to afford to throw frugality out the window every now and then. But, if you are just striving to be frugal because you love the challenge, or because you want a debt-free future –like this girl– you need to realize that there are times to let loose and spend a little money –not too much though. 😉
Here are 9 times you should throw saving money to the wind…
It’s okay to spend money on special occasions.
I’m talking about splurging on roses, or the man equivalent, to celebrate something with your spouse, or buying balloons and a prize for your children when they achieve something great. It’s okay to spend a little cash to celebrate the people in your life.
It’s okay to spend money making memories.
Making memories is a huge part of raising up children, or bonding with your spouse. Of course, you can make plenty of free memories, but it’s okay to spend a little money making sweet memories with your friends and family.
If you read the blog regularly, you know I am all about those free or frugal memories! But, don’t shy away from spending a little money on things that will sweeten those memories if the mood strikes you.
It’s okay to spend money on a meal with a friend.
Okay, real talk. I confess that I struggle with this one. I have a good friend who I like to have lunch with every now and again. In an effort to be frugal, I always find myself suggesting the cheapest restaurants in town, instead of the nicer places. We always have a great time no matter where we go, but friendships are worth investing in! I’m not saying that you should go out for a 5 star meal every time you need some girl time, but I am saying that sometimes good friends are worth more than Taco Bell (though I do LOVE some Taco Bell!).
It’s okay to spend money on hobbies.
Do you have a hobby? You should! It’s healthy and fun for you to have something you love to do, something that is simply about your own enjoyment. Luckily for me, my hobbies are reading and writing. I can usually do those things for relatively cheap or free. But, if you are into crafts, or you love to run 5Ks, go for it. You should. Don’t be afraid to invest a little bit of time and money into the things that you love! Remember, your family’s health depends on your health, both physically and mentally!
It’s okay to spend money on your children.
I know that this is a really broad statement! I am talking about school pictures, sports, hobbies, lessons, etc. It’s okay to spend your money on those things. Kid’s need development. They need to socialize and learn new things.
Trust me when I tell you that I know the struggle is real when is comes to the constant expense when it comes to children! I mean sometimes I just get sick of the constant cash flow into school pictures, fund raisers, sports needs, etc. But, it’s worth it, y’all! Of course, I am all about buying sports equipment second hand and looking for deals and ways to make kid things more affordable. You should be frugal where you can, but don’t let your frugality rob your children of some of those childhood things.
It’s okay to spend money on education.
Education is important, whether it’s for yourself or for your children. It’s something that no one will ever be able to take away from you (or them).
We paid off my student loan last December and we paid Hubby’s off last month. Trust me when I tell you that that was a HUGE relief! Student loan debt is no joke, but it was worth it. Investing in education is an investment in your (or your children’s) future and its vital.
Look for scholarships, grants, discounts and/or barter if you have to, but don’t shy away from spending money on an education. You won’t regret it!
It’s okay to spend money on charities and the church!
I have blogged about this before, in this post. But, let me just remind you. There is a time to be frugal and there is a time to be generous. Giving to those in need and investing into the Kingdom of God is no time to scrimp. If you give freely to those things God will return the favor. You will be blessed and taken care of!
It’s okay to spend money on legitimate needs.
If you can afford it, don’t neglect your family’s legitimate needs just to be frugal. I mean, don’t feed them Ramen every night of the week in order to slash your grocery bill, when you can afford to feed them more nutritional options. That’s just an example, I love Ramen even though it’s basically trash. 😉
And lastly, it’s okay to spend a little bit of money to improve your quality of life.
We only get one life to live, don’t let your pursuit of financial freedom stress you out! Sometimes you have to spend a little money and splurge here and there to make the most of this crazy life.
Being frugal and saving money is a great thing, but as with all things, you have to find balance. Save where you can so you can spend where you want/need to.
What do you think? Are there other occasions or reasons to throw saving money to the wind? Share your thoughts and ideas in the comments section below!